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Credit Analyst in Chicago

Date Posted: 19 June 2026

Job Snapshot

Job Description

Commercial Credit Analyst

Location: Chicago, IL (On-Site)
Compensation: $80,000 - $110,000 Base Salary
Benefits: 401(k) Match, Profit Sharing, Comprehensive Benefits Package

About the Opportunity

A well-established and growing community bank in the Chicago market is seeking a Commercial Credit Analyst to join its lending and credit team. This position has become available due to the relocation of a valued team member and offers an excellent opportunity for an analyst who enjoys working closely with commercial lenders and management in a collaborative banking environment.

The bank is looking to move quickly and is actively interviewing qualified candidates.

Responsibilities

  • Analyze commercial loan requests and prepare detailed credit presentations.

  • Evaluate borrower financial statements, tax returns, cash flow, and collateral.

  • Assess credit risk and make recommendations regarding loan structure and approval.

  • Perform financial spreading and ratio analysis.

  • Monitor existing loan relationships and identify emerging credit concerns.

  • Assist lenders with portfolio management and annual credit reviews.

  • Ensure compliance with bank credit policies and regulatory requirements.

  • Prepare written credit memorandums for management and loan committee review.

  • Support commercial lending activities through thorough credit analysis and risk assessment.

Qualifications

  • 2-5 years of commercial credit analysis experience within a bank or financial institution.

  • Strong understanding of commercial lending principles and credit risk analysis.

  • Experience analyzing commercial real estate (CRE) and/or C&I loan relationships preferred.

  • Ability to interpret financial statements, tax returns, and cash flow analyses.

  • Strong written and verbal communication skills.

  • Detail-oriented with excellent organizational and analytical abilities.

  • Bachelor's degree in Finance, Accounting, Business, or a related field preferred.

What We're Looking For

The ideal candidate will possess a solid foundation in commercial credit analysis and be comfortable working in a fast-paced banking environment. This individual should be able to independently analyze credit relationships while partnering effectively with lenders and senior management.

Compensation & Benefits

  • Base Salary: $80,000 - $110,000

  • 401(k) Match

  • Profit Sharing

  • Competitive Benefits Package

  • Opportunity for career growth within a stable and respected community bank

If you are looking to join a relationship-focused bank where your analytical skills will have a direct impact on lending decisions, I'd like to speak with you.

For additional information on this opportunity contact Chris Popp directly at 316.241.2816.  Resumes may be confidentially sent to chris.popp@gogpac.com.

All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations. GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.

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