The Chief Credit Officer (CCO) is a senior executive responsible for leading the credit strategy and risk management framework of the institution. This role oversees the credit approval process, monitors portfolio performance, ensures sound underwriting standards, and maintains regulatory compliance. The CCO partners with key business units, including lending, capital markets, and treasury, to balance risk and growth objectives while optimizing profitability.
Develop, implement, and maintain the company’s credit risk management policies and procedures
Lead the underwriting and approval process for all loan types, including commercial, real estate, and specialty finance
Oversee credit portfolio performance, including concentration, exposure limits, and risk rating accuracy
Monitor economic, industry, and borrower-specific risks to ensure proactive portfolio management
Collaborate with pricing teams to ensure appropriate risk-adjusted returns and market competitiveness
Engage with capital markets teams to assess loan sales, syndications, and participations
Maintain regulatory compliance and prepare for internal/external audits and regulatory examinations
Provide strategic leadership in credit policy, loan review, and portfolio stress testing
Report to executive management and the board on credit quality, risk exposure, and emerging threats
Mentor and lead the credit team, fostering a high-performance culture and ongoing professional development
Bachelor’s degree in finance, accounting, or related field (MBA or advanced degree preferred)
10+ years of progressive experience in commercial credit, portfolio oversight, and credit risk management
Deep understanding of capital markets, loan pricing, and regulatory requirements
Proven leadership experience in a senior credit role within a bank or financial institution
Strong analytical, communication, and decision-making skills
For additional information on this opportunity, please contact Connor Martin directly at 309.272.3087. Resumes may be confidentially sent to connor.martin@gogpac.com.
All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations. GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.
