Ag Loan Officer
Farm Credit System Bank | Dallas, Texas
A well-established Farm Credit System–affiliated financial institution is seeking an Ag Loan Officer to support and grow a diverse agricultural lending portfolio across North and Central Texas. This role is ideal for a relationship-driven lender who understands agricultural producers, agri-business operations, and the unique credit needs of rural and semi-rural markets.
Position Overview
The Ag Loan Officer will be responsible for developing new relationships, managing an existing ag portfolio, and structuring sound credit solutions for farmers, ranchers, and ag-related businesses. The role offers strong autonomy, long-term relationship building, and the stability of a cooperative lending platform.
Key Responsibilities
Develop, underwrite, and manage agricultural loan relationships, including production ag, livestock, equipment, land, and agri-business credits
Build and maintain long-term relationships with farmers, ranchers, and ag operators throughout the region
Analyze borrower financials, cash flow, collateral, and repayment capacity
Structure loans with appropriate terms, covenants, and risk mitigants in accordance with Farm Credit guidelines
Prepare and present credit packages for approval
Monitor portfolio performance, conduct annual reviews, and proactively manage credit quality
Represent the institution at local ag events, producer meetings, and community functions
Work collaboratively with credit, appraisal, and servicing teams to deliver high-touch service
Qualifications
3+ years of experience in agricultural lending, farm credit, or ag-focused community banking
Strong understanding of ag economics, commodity cycles, and rural markets
Proven ability to analyze farm financial statements and cash flow
Bachelor’s degree in Agriculture, Finance, Business, or related field preferred
Self-motivated, relationship-oriented, and comfortable working independently in the field
Strong communication and customer service skills
What’s Offered
Competitive base salary + incentive/bonus structure
Company vehicle or mileage reimbursement (as applicable)
Excellent benefits package including health, retirement, and cooperative perks
Long-term career path within a stable Farm Credit System organization
Strong credit support and collaborative internal culture
Location
Dallas, TX (serving surrounding agricultural and rural markets)
All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations. GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.
