gpac, a trusted recruitment company with over 30 years of experience, is proud to partner with a well-established local bank in the banking industry. Our client company, with multiple locations throughout Oklahoma, is known for its commitment to providing exceptional financial services to the community. We are currently seeking a highly skilled and motivated Commercial Lender to join our client's team. This is an amazing opportunity for candidates who are looking to make a significant impact and advance their careers in the banking industry.
Responsibilities:
- Develop and maintain strong relationships with existing and prospective commercial clients
- Evaluate loan applications, analyze creditworthiness, and assess potential risks
- Structure and negotiate loan terms and conditions, ensuring alignment with the bank's lending policies- Monitor loan portfolios and proactively manage credit quality
- Collaborate with other stakeholders, such as underwriters and loan officers, to facilitate smooth loan processing and meet customer needs
Essential Job Functions:
- Conduct thorough financial analysis, including reviewing financial statements, cash flow projections, and industry trends
- Identify and present potential lending opportunities based on client needs and market conditions
- Prepare comprehensive credit memorandums and present loan proposals to the credit committee
- Monitor and manage existing loan relationships, including conducting periodic reviews and assessments
- Stay updated on industry trends, regulations, and best practices to optimize lending strategies
Skills:
- Bachelor's degree in economics, finance, or business (or related field)
- Proven experience in commercial lending, with a strong track record of successfully originating and managing commercial loans
- Solid understanding of financial analysis, credit risk evaluation, and loan structuring principles
- Excellent interpersonal and communication skills, with the ability to build rapport and cultivate relationships with clients
- Strong analytical and problem-solving abilities, with keen attention to detail
All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations. GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.